Tuesday, June 23, 2020
Guest blog
Monday, May 11, 2020
Ryan Smuts: Understanding serviceability
I get asked about bank servicing criteria all the time. Comes with the territory I suppose. The cautiousness I totally get. Imagine putting in all the hard work to get prepped up as the ‘ideal borrower’ only to find that the banks are looking at something else entirely different! Say you are after a home loan. You take your living expenses away from your net income to work out your... read more
Thursday, April 16, 2020
Inside the mind of a successful property investor
As we all stay at home and acclimate to the new normal, more of us are starting to wonder about the future and whether individually, we have what it takes to weather the coming storm. The introspection invariably brings up the question What do I need to make it to the other end? A month or so ago the APIA team asked me to share my thoughts on what goes on in the mind of a su... read more
Tuesday, April 14, 2020
James Goren: Things you can do when you are WFH
Get your home sorted Now that we are all at home, it is a great time to tackle all the home improvement projects that we have been planning for the last two or three years: Working on the garden. Water blasting Cleaning the driveway Cleaning your gutters (be careful) Painting your home Clear out the garage Get rid of all the rubbish and anything else y... read more
Tuesday, March 24, 2020
Ryan Smuts: I’ve just changed jobs, what does my lender need to know?
A little note from us: Though the effects of Covid-19 are being felt acutely across the board at the time of this article being published. We feel that it is important to, as much as possible, keep with our original content schedule to maintain normalcy and provide a balanced range of information to help our readers make better decisions long term. This article was produced before curr... read more
Tuesday, March 10, 2020
Debbie Roberts: The #1 question I get asked by coaching clients
There are a lot of questions that we get asked on a regular basis, but one of the most common ones is “What sort of property is the best investment, and where is the best place to invest?” Ok, I know that’s cheating because it’s really two questions, but let’s roll with it. The answer is: That depends. There is no such thing as a one-size-fits-all investment prop... read more
Friday, February 28, 2020
Ed McKnight: What is the right property strategy for me?
Do you know what gets a bee in my bonnet? When I hear property investors or commentators in our industry trying to convince us that there is one best property investment strategy. Here's the truth. There is no 'one' strategy for everyone. But, there is a 'right' strategy for everyone. And that strategy is going be based on: a) the needs of the individual investor b) what the inve... read more
Tuesday, February 25, 2020
Debbie Roberts: What I would do if I had $20K to kickstart my investment journey
Well, I’ll start by saying what I would NOT do. I would NOT start looking for an investment property yet. $20,000 deposit will buy you a rental property up to the value of about $66,000 if it is an existing property (30% deposit requirement), and $100,000 if it is a new build (20% deposit required). Let’s face it, your choices will be extremely limited in those price points. A quick s... read more
Thursday, February 20, 2020
Ryan Smuts: What I would do with $20K
What’s the best return for your $20k? If you have an existing property portfolio I suggest some simple cosmetic work to increase the value of your properties. $20K doesn’t seem like much but it can go a long way if you are prepared to chip in some elbow-grease. Added bonus? If you go about it cleverly, you could achieve a good return in a multitude of ways: ... read more
Wednesday, February 19, 2020
