Tuesday, September 22, 2020
Guest blog
Monday, September 14, 2020
Debbie Roberts: You totally don't need a 6-figure income to invest in property
In the 10 years we have been helping Kiwis get ahead financially by investing in property, one thing that has become abundantly clear is that there is no such thing as one size fits all when it comes to purchasing an investment property. You might be surprised that many people launch into property investment without even a basic understanding about rental returns, return on dep... read more
Thursday, September 10, 2020
Kelvin Davidson: How has COVID affected the property market
COVID-19 hasn’t significantly undermined the property market so far In this fast-moving COVID environment it’s easy to lose track of everything that’s changed since the end of March and how the property market has been impacted. Recall that since March: The Government has launched a huge fiscal support package, including the wage subsidy, which has kept people in jobs an... read more
Friday, September 04, 2020
Ryan Smuts: How much money does it take to become a property investor
We meet clients regularly who are looking at getting into property investment and are wondering how much money they need to get going. There are many answers to this question. Much will depend on your intention and financial position. That said, here are some considerations to help you arrive at the appropriate range. If you are buying properties for the first time, you wil... read more
Tuesday, August 04, 2020
Kelvin Davidson: Property seems to be off politicians’ radars
The 2020 General Election is fast approaching and even in normal years elections tend to create some uncertainty in the economy and the property market, with investors often finding themselves staring down the barrel of some kind of new tax or regulatory change. Needless to say, this parliamentary term has seen plenty of these (e.g. extra insulation standards, tenancy law refor... read more
Wednesday, July 22, 2020
Ryan Smuts: 4 things to watch out for when working with 2nd-tier lenders
Second-tier/non-bank lending is not for the faint-hearted. Rules differ widely from traditional property financing. Still, with the banks taking a tough stance on property lending these days, it pays to open up your mind to second-tier lenders to get yourself moving forward. I have been asked to share some not-so-obvious tips with first-time borrowers in the second-tier market:&nbs... read more
Tuesday, June 23, 2020
Raewyn Stanaway: How to 'winter-proof' your tenancy
The last thing any landlord wants is their tenant moving out in the middle of winter because they find the property cold or damp. Your chances of re renting a cold property quickly at that time of year will be very difficult. Warm and comfortable homes are more appealing and will attract and keep good long term tenants. You will be aware of the Healthy Homes Standards that became law on 1... read more
Monday, May 11, 2020
Ryan Smuts: Understanding serviceability
I get asked about bank servicing criteria all the time. Comes with the territory I suppose. The cautiousness I totally get. Imagine putting in all the hard work to get prepped up as the ‘ideal borrower’ only to find that the banks are looking at something else entirely different! Say you are after a home loan. You take your living expenses away from your net income to work out your... read more
Thursday, April 16, 2020
Inside the mind of a successful property investor
As we all stay at home and acclimate to the new normal, more of us are starting to wonder about the future and whether individually, we have what it takes to weather the coming storm. The introspection invariably brings up the question What do I need to make it to the other end? A month or so ago the APIA team asked me to share my thoughts on what goes on in the mind of a su... read more
Tuesday, April 14, 2020
James Goren: Things you can do when you are WFH
Get your home sorted Now that we are all at home, it is a great time to tackle all the home improvement projects that we have been planning for the last two or three years: Working on the garden. Water blasting Cleaning the driveway Cleaning your gutters (be careful) Painting your home Clear out the garage Get rid of all the rubbish and anything else y... read more
Upcoming Events
30-Sep-2020
Members Only KHH Development Clinic
01-Oct-2020
APIA Property Mixer (Silverdale)
07-Oct-2020
Members Only Webinar - Healthy Homes Standards compliance guide for landlords and property managers
