APIA Blog

RSS Feed

Sponsored post
{{name}} - APIA Auckland Property Investors
01-Dec-2019

Ryan Smuts: Making sense of the RBNZ Nov 2019 FSR

The RBNZ publishes its Financial Stability Report every May and November outlining the key areas of interest relating to the NZ economy, with a snapshot of where things sit today and things to be aware of moving forward. As property investors, we operate in a market which is strongly influenced by the financial system, due to the need for capital and the benefit of leverage when it co... read more
Q&A
{{name}} - APIA Auckland Property Investors
12-Sep-2019

OCR predictions - should they be taken seriously?

This week's question comes from Pat (paraphrased): The Internet is riddled with OCR predictions. Every commentator sounds just as learned and trustworthy as the next. How seriously should property investors take these predictions? To answer this question, we've turned to Ryan Smuts from Kris Pedersen Mortgages & Insurance. Ryan, take it away! 'While ... read more
Sponsored post
{{name}} - APIA Auckland Property Investors
27-Aug-2019

Ryan Smuts: What investors need to know about the recent OCR cut

The OCR has been cut recently by 0.5% - a lot higher than many economists were initially expecting. What might this mean for the borrower? Over the last fortnight, we at the Kris Pedersen Mortgages team have seen some key effects come into play: across the market floating rates have dropped and in many cases, as much as 0.5%. Lenders like ASB for example took their floating rate down f... read more
Must know
{{name}} - APIA Auckland Property Investors
13-Jun-2014

OCR increase - a sign of things to come?

Interest is without a doubt the biggest expense for most, if not all, property investors. A movement, however slight, in the OCR can have real consequences for property investors. It is perhaps unsurprising then that the latest increase in OCR announced by the Reserve Bank once again propels interest rates into the national psyche. Still, yesterday's Monetary Policy State... read more
08-Mar-2012

Quick Property Facts: OCR and Interest Rates

We often get asked by newbie investors what the Official Cash Rate is and how it affects property investors. Leaving the nitty-gritty details to the real experts, the Official Cash Rate ("the OCR") can largely be explained thus: One of the key functions of The Reserve Bank Of New Zealand ("RBNZ") is to manage a sound a dynamic economy focusing one three key fundamentals: sustainable grow... read more

Recent Posts

Tags

property maintenance parry v inglis education bond form HHS bond rtaa2020 ventilation maintenance nzpif wins rta reform khh Standards New Zealand Must know return initio partners data security buying rules election2020 LIM Level 4 letting auckland privacy Question and answer yield kiwibuild inspection tenant heater minor dwelling building speculator sublease trust positive cash flow buying legal mortgage property apprentice trespass Investor story rental wof house prices ocr sale and purchase gluckman report market HSWA investment strategy property cycle heating anz Holler rental market debt enforcement productivity personal growth tenancy issues landlord short-term rental commerce commission sale and purchas principal and interest rent increase market rent robert kiyosaki relationship housing affordability meth Must knows rta Market report opes partners rent arrears Tribunal case study Sponsored post Kris Pedersen Mortgages and Insurance election 2017 banking CCC extractor fan watercare mindset HHGA will twg report cat RBNZ insurance damage trademe cgt shower dome Landlording Gluckman covid-19 tenancy tribunal tax fixed-term tenancy income water bill capital gain DTI scotney williams finance Property (Relationships) Act winz tenancy services buyer's agent business Case study warm up new zealand p lab Q&A management rent renovation interest only housing bubble wealth creation holiday house advice unitary plan lvr first home buying ask an expert boarding house airbnb ird clnz bad tenant TCIT interest rates Jeff Bezos financial advisers act warren buffett ring-fencing investor CoreLogic worksafe cash-flow termination equity property value insulation recycling equity government smoke alarm reserve bank How to off the plan property meth contamination barfoot and thompson subdivision letting fee Editor's Choice skill shortage asbestos television Guest blog beginner investor negotiation development property management structure Investment tip RTAA 2019 auckland council

Archive

Introducing Our Partners
Principal Sponsor - Kris Pedersen Mortgages & Insurance logo Gold Sponsor - Barfoot & Thompson logo Gold Sponsor - CoreLogic logo Property Apprentice logo The Insulation Warehouse logo The Renovation Team logo The New Zealand Property Investors' Federation logo
09 360 2376
info@apia.org.nz
“

The Tenancy Practice Service and TPS Credit Control work closely with the Auckland Property Investors' Association. Our vision of bringing helpful resources, documents and high quality services to Auckland Property Investors and Property Managers is shared by APIA, so its a partnership that works well. 

The Auckland Property Investors' Association is a great organisation for those who want access to advice and information from a range of industry experts and partners. 



” Mathieu Holt- Managing Director, The Tenancy Practice Service & TPS Credit Control
“Through the Association I found the channels and methods to fund the purchase of property I never dreamed about. ” Grant Brown
“

All round it has been one of those things Neil and I felt was really worthwhile belonging to. We have learned so much it has just built our confidence in what we are doing.

” Janice Bieleski
“I read two articles in the monthly magazine that saved me over $5,000. That is my membership fee for the next 26 years and I am sure I will learn a whole lot more! ” John Duncan
“Fantastic organisation. The networking opportunities are brilliant and provide us with information and opportunities that cannot be obtained anywhere else. We learn something new at every meeting and we've been in this game for nearly 20 years. ” Pauline and Gyanen Kumar
“

I find the information obtained from various APIA meetings very useful in guiding my own property investment and rental management.  I also enjoy the networking opportunities with like-minded investors.  I am inspired by other investors’ success and find the more experiences and knowledge that I share with others, the more confident I become.  

Thanks to all APIA event organizers and administrators for your brilliant work. 

” Stella Shao
“

I like talking to people and learning from their experience because it gives me the confidence to invest well. I think it is a knowledge thing. I now know I am doing things the right way.

” Stephen Weatherall
“

My APIA membership has become a total success.

Every time I attend a monthly or regional meeting I come away with so many useful and positive tips that have added value to my property investments and management.

Not only that, the website is a great place for practical advice and useful information. It has now evolved into an important resource for my business.

Talk about value for money! The discounts I have been getting at Bunnings when I present my APIA membership card have more than paid for my annual subscription!

” Tim Duffett, Plan A Investments Limited