APIA Blog

RSS Feed

{{name}} - APIA Auckland Property Investors

OCR predictions - should they be taken seriously?

This week's question comes from Pat (paraphrased): The Internet is riddled with OCR predictions. Every commentator sounds just as learned and trustworthy as the next. How seriously should property investors take these predictions? To answer this question, we've turned to Ryan Smuts from Kris Pedersen Mortgages & Insurance. Ryan, take it away! 'While ... read more
{{name}} - APIA Auckland Property Investors

Ryan Smuts: What investors need to know about the recent OCR cut

The OCR has been cut recently by 0.5% - a lot higher than many economists were initially expecting. What might this mean for the borrower? Over the last fortnight, we at the Kris Pedersen Mortgages team have seen some key effects come into play: across the market floating rates have dropped and in many cases, as much as 0.5%. Lenders like ASB for example took their floating rate down f... read more
{{name}} - APIA Auckland Property Investors

OCR increase - a sign of things to come?

Interest is without a doubt the biggest expense for most, if not all, property investors. A movement, however slight, in the OCR can have real consequences for property investors. It is perhaps unsurprising then that the latest increase in OCR announced by the Reserve Bank once again propels interest rates into the national psyche. Still, yesterday's Monetary Policy State... read more

Quick Property Facts: OCR and Interest Rates

We often get asked by newbie investors what the Official Cash Rate is and how it affects property investors. Leaving the nitty-gritty details to the real experts, the Official Cash Rate ("the OCR") can largely be explained thus: One of the key functions of The Reserve Bank Of New Zealand ("RBNZ") is to manage a sound a dynamic economy focusing one three key fundamentals: sustainable grow... read more

Recent Posts


Tags

maintenance Must know rta reform inspection financial advisers act election 2017 Sponsored post property market rent cat Question and answer heating unitary plan investor buyer's agent rta TCIT worksafe meth water bill beginner investor banking airbnb wins relationship Must knows rental market parry v inglis trespass watercare asbestos anz data security insulation CoreLogic winz HSWA insurance principal and interest heater gluckman report Q&A bad tenant holiday house letting productivity property value property cycle legal rent increase privacy education structure television subdivision buying rules Jeff Bezos HHGA warm up new zealand skill shortage market property management sublease letting fee cgt initio development How to government return rent ird interest rates DTI partners scotney williams positive cash flow tenancy services rental wof finance trademe Gluckman Kris Pedersen Mortgages and Insurance fixed-term tenancy mortgage lvr tax first home buying RTAA 2019 income capital gain termination ocr interest only bond HHS advice ring-fencing property maintenance personal growth rent arrears boarding house Guest blog investment strategy shower dome tenancy tribunal clnz negotiation smoke alarm landlord cash-flow p lab sale and purchase damage business auckland speculator building LIM bond form extractor fan sale and purchas equity trust twg report debt enforcement house prices Holler off the plan robert kiyosaki housing bubble ventilation Tribunal case study Standards New Zealand ask an expert buying tenancy issues management warren buffett auckland council Investor story Property (Relationships) Act housing affordability renovation meth contamination Editor's Choice minor dwelling reserve bank wealth creation short-term rental tenant nzpif Investment tip Market report CCC Landlording

Archive

Introducing Our Partners
Principal Sponsor - Kris Pedersen Mortgages & Insurance logo Gold Sponsor - Barfoot & Thompson logo Gold Sponsor - CoreLogic logo Property Apprentice logo The Insulation Warehouse logo The Renovation Team logo The New Zealand Property Investors' Federation logo
09 360 2376
info@apia.org.nz

The Tenancy Practice Service and TPS Credit Control work closely with the Auckland Property Investors' Association. Our vision of bringing helpful resources, documents and high quality services to Auckland Property Investors and Property Managers is shared by APIA, so its a partnership that works well. 

The Auckland Property Investors' Association is a great organisation for those who want access to advice and information from a range of industry experts and partners. 



Mathieu Holt- Managing Director, The Tenancy Practice Service & TPS Credit Control
Through the Association I found the channels and methods to fund the purchase of property I never dreamed about. Grant Brown

All round it has been one of those things Neil and I felt was really worthwhile belonging to. We have learned so much it has just built our confidence in what we are doing.

Janice Bieleski
I read two articles in the monthly magazine that saved me over $5,000. That is my membership fee for the next 26 years and I am sure I will learn a whole lot more! John Duncan
Fantastic organisation. The networking opportunities are brilliant and provide us with information and opportunities that cannot be obtained anywhere else. We learn something new at every meeting and we've been in this game for nearly 20 years. Pauline and Gyanen Kumar

I find the information obtained from various APIA meetings very useful in guiding my own property investment and rental management.  I also enjoy the networking opportunities with like-minded investors.  I am inspired by other investors’ success and find the more experiences and knowledge that I share with others, the more confident I become.  

Thanks to all APIA event organizers and administrators for your brilliant work. 

Stella Shao

I like talking to people and learning from their experience because it gives me the confidence to invest well. I think it is a knowledge thing. I now know I am doing things the right way.

Stephen Weatherall

My APIA membership has become a total success.

Every time I attend a monthly or regional meeting I come away with so many useful and positive tips that have added value to my property investments and management.

Not only that, the website is a great place for practical advice and useful information. It has now evolved into an important resource for my business.

Talk about value for money! The discounts I have been getting at Bunnings when I present my APIA membership card have more than paid for my annual subscription!

Tim Duffett, Plan A Investments Limited