APIA Blog

RSS Feed

{{name}} - APIA Auckland Property Investors

Covid-19: Mortgage holidays

A what-do-we-know-what-don't-we-know about mortgage holidays so far: Debt-deferral, not debt-forgiveness: Interest will continue to accrue for the duration of the 'holiday'; More information to come: Most banks have signaled that more information/firmed up packages will be announced the week of 30th March; Packages designed more for owner-occupiers rather than investors: Inves... read more
{{name}} - APIA Auckland Property Investors

Ryan Smuts: What to expect when you use a mortgage broker?

How do you know a broker is going to give you the best advice, and why is it worthwhile going down this path as opposed to going to your own bank? Well, this is a timely topic and definitely is a valid question. Typically the barriers to entry in our market are relatively low, and in terms of qualifications, not too much has to be done to be giving advice in the mortgage in... read more
{{name}} - APIA Auckland Property Investors

Peter Lewis: DTI will not solve the housing crisis

Reserve bank Governor Graham Wheeler has been working for some time to reduce the risk that he sees in the New Zealand banking system, mainly centred on house price inflation and low dairy product returns. He has already attempted to restrain the demand for housing by introducing restrictions in investor loan-to-value ratios, thus limiting the amount that the main trading banks... read more
{{name}} - APIA Auckland Property Investors

Monday catch up: 7 things we are keeping an eye on this week

Prices seem to be on everyone's mind, yours, mine, the Reserve Bank's... But hey! At least in the myriad of incessant and unending stories about Auckland house prices, there are some meaningful updates on a number of policy fronts. Here are the stories that caught my eyes, take a look: 1. The on-going saga of the Reserve Bank vs Auckland housing market has entered into Act Two. Looking set... read more
{{name}} - APIA Auckland Property Investors

Reserve Bank consulting on property investor loans

**7th April 2015 Update** For a copy of APIA's submission click here. The Reserve Bank of New Zealand (RBNZ) is a politically independent body charged with overseeing the stability of the country’s financial system. As such, it can set down rules and issue instructions to the trading banks and to other financial institutions. The Governor of the RBNZ has looked at what happened overse... read more
{{name}} - APIA Auckland Property Investors

Ask An Expert: P&I or Interest Only?

Paula asks the APIA Expert Panel: Why do some people choose loan repayments at principal and interest or interest only? How do they decide which is better for that property? Lena Li, ANZ Mobile Mortgage Manager, Answers Paula, when you take out a Home Loan, you have two repayment choices: principal and interest (table) or interest only. Principal and Interest (Table) Table rep... read more

Recent Posts


Tags

Standards New Zealand Must know legal finance letting ird Kris Pedersen Mortgages and Insurance water bill buying rules bad tenant warm up new zealand unitary plan interest only Gluckman sale and purchas market rent tenancy issues off the plan Investor story rta reform short-term rental p lab housing affordability termination advice HHS rental wof rental market business lvr RTAA 2019 cgt government market winz Must knows first home buying clnz equity debt enforcement buyer's agent Landlording meth DTI RBNZ TCIT wins heating data security positive cash flow capital gain privacy Sponsored post cat property maintenance interest rates rent arrears rta smoke alarm buying Level 4 rent auckland CoreLogic education housing bubble management extractor fan LIM ask an expert tenancy services Tribunal case study partners worksafe property speculator Editor's Choice HHGA shower dome tax Jeff Bezos investment strategy bond form covid-19 mindset house prices financial advisers act property management twg report property cycle minor dwelling Property (Relationships) Act recycling equity ring-fencing fixed-term tenancy Market report Investment tip income holiday house banking subdivision trespass trust maintenance property value tenancy tribunal parry v inglis asbestos ocr return insulation election 2017 letting fee boarding house principal and interest landlord trademe heater Guest blog television wealth creation auckland council initio gluckman report building insurance relationship beginner investor robert kiyosaki airbnb negotiation Q&A structure reserve bank sale and purchase Question and answer development CCC mortgage rent increase personal growth meth contamination tenant How to sublease cash-flow renovation HSWA khh warren buffett nzpif investor watercare anz skill shortage damage Holler productivity inspection bond scotney williams Case study ventilation

Archive

Introducing Our Partners
Principal Sponsor - Kris Pedersen Mortgages & Insurance logo Gold Sponsor - Barfoot & Thompson logo Gold Sponsor - CoreLogic logo Property Apprentice logo Keith Hay Homes logo The Insulation Warehouse logo The Renovation Team logo The New Zealand Property Investors' Federation logo
09 360 2376
info@apia.org.nz

The Tenancy Practice Service and TPS Credit Control work closely with the Auckland Property Investors' Association. Our vision of bringing helpful resources, documents and high quality services to Auckland Property Investors and Property Managers is shared by APIA, so its a partnership that works well. 

The Auckland Property Investors' Association is a great organisation for those who want access to advice and information from a range of industry experts and partners. 



Mathieu Holt- Managing Director, The Tenancy Practice Service & TPS Credit Control
Through the Association I found the channels and methods to fund the purchase of property I never dreamed about. Grant Brown

All round it has been one of those things Neil and I felt was really worthwhile belonging to. We have learned so much it has just built our confidence in what we are doing.

Janice Bieleski
I read two articles in the monthly magazine that saved me over $5,000. That is my membership fee for the next 26 years and I am sure I will learn a whole lot more! John Duncan
Fantastic organisation. The networking opportunities are brilliant and provide us with information and opportunities that cannot be obtained anywhere else. We learn something new at every meeting and we've been in this game for nearly 20 years. Pauline and Gyanen Kumar

I find the information obtained from various APIA meetings very useful in guiding my own property investment and rental management.  I also enjoy the networking opportunities with like-minded investors.  I am inspired by other investors’ success and find the more experiences and knowledge that I share with others, the more confident I become.  

Thanks to all APIA event organizers and administrators for your brilliant work. 

Stella Shao

I like talking to people and learning from their experience because it gives me the confidence to invest well. I think it is a knowledge thing. I now know I am doing things the right way.

Stephen Weatherall

My APIA membership has become a total success.

Every time I attend a monthly or regional meeting I come away with so many useful and positive tips that have added value to my property investments and management.

Not only that, the website is a great place for practical advice and useful information. It has now evolved into an important resource for my business.

Talk about value for money! The discounts I have been getting at Bunnings when I present my APIA membership card have more than paid for my annual subscription!

Tim Duffett, Plan A Investments Limited