26-Sep-2019
APIA Blog
RSS Feed01-Feb-2019
Peter Lewis: Insurer's duck-and-dive move can spell disaster for landlords and tenants
The basic principles of property insurance are relatively simple. Let us say that there are 100 houses in a town, and looking back over many years we find each year one of those houses burns down and then must be rebuilt at the owner’s cost. So each owner faces a one-in-a-hundred chance of incurring that expense. Of course, at 1% those odds are reasonably good, but if you are unlucky ... read moreRecent Posts
- How a hard-line approach to Tribunal claims can end up hurting you
- Don’t hold on to application forms longer than you have to
- Privacy and renting - a brain dump for landlords
- Monique Oosterbaan: What I get out of my APIA membership
- Therese Bisquera: What I get out of my APIA Membership
- What is a tenancy?
- An open letter to APIA members
- Maximum occupancy - don’t sit on your rights
- Landlords would do well not to underestimate the RTA
- Bond - it is the tenant’s money
Tags
LIM property management building interest only tenancy tribunal development trust insulation rent increase trespass advice twg report worksafe Landlording termination inspection productivity Jeff Bezos TCIT bond form cat yield quiet enjoyment property value speculator legal market principal and interest fixed-term tenancy income warm up new zealand rental wof subdivision government unitary plan property management boarding house auckland education commerce commission robert kiyosaki maintenance Must knows Gluckman beginner investor HHGA heating rtaa2020 property maintenance Tribunal case study rta meth contamination landlord bond house prices investor retaliatory notice covid-19 sale and purchas reserve bank smoke alarm partners Market report extractor fan winz election2020 opes partners skill shortage early termination buying rules CCC HHS housing affordability parry v inglis DTI Investment tip p lab asbestos Holler meth investment strategy off the plan tax banking trademe capital gain cgt minor dwelling personal growth re agent auckland council business legal cost Q&A Standards New Zealand mindset apia khh RBNZ RTAA 2019 relationship anti-social behaviour shortland chartered accountants barfoot and thompson privacy structure return cash-flow equity shower dome first home buying negotiation financial advisers act anz mortgage lvr tenant wins Kris Pedersen Mortgages and Insurance debt enforcement Case study Editor's Choice Investor story letting fee positive cash flow market rent ask an expert warren buffett rental market damage tenancy services holiday house CoreLogic renovation water bill housing bubble ventilation insurance property apprentice recycling equity finance scotney williams television Guest blog Question and answer bankruptcy airbnb sublease ird rent arrears interest rates gluckman report ring-fencing buying Level 4 clnz will property cycle letting brightline How to rent Property (Relationships) Act Must know data security buyer's agent rta reform tenancy issues watercare initio nzpif kiwibuild HSWA ocr short-term rental heater Sponsored post bad tenant sale and purchase wealth creation election 2017
- advice (12)
- airbnb (4)
- anti-social behaviour (1)
- anz (4)
- apia (2)
- asbestos (2)
- ask an expert (11)
- auckland (9)
- auckland council (6)
- bad tenant (2)
- banking (3)
- bankruptcy (1)
- barfoot and thompson (1)
- beginner investor (6)
- boarding house (1)
- bond (2)
- bond form (1)
- brightline (1)
- building (9)
- business (1)
- buyer's agent (1)
- buying (1)
- buying rules (1)
- capital gain (3)
- Case study (3)
- cash-flow (3)
- cat (1)
- CCC (2)
- cgt (2)
- clnz (6)
- commerce commission (1)
- CoreLogic (3)
- covid-19 (14)
- damage (3)
- data security (1)
- debt enforcement (2)
- development (5)
- DTI (2)
- early termination (1)
- Editor's Choice (29)
- education (2)
- election 2017 (1)
- election2020 (1)
- equity (1)
- extractor fan (1)
- finance (28)
- financial advisers act (1)
- first home buying (8)
- fixed-term tenancy (3)
- Gluckman (1)
- gluckman report (1)
- government (10)
- Guest blog (36)
- heater (3)
- heating (9)
- HHGA (6)
- HHS (18)
- holiday house (1)
- Holler (10)
- house prices (8)
- housing affordability (11)
- housing bubble (7)
- How to (37)
- HSWA (5)
- income (2)
- initio (2)
- inspection (2)
- insulation (12)
- insurance (9)
- interest only (1)
- interest rates (9)
- investment strategy (24)
- Investment tip (22)
- investor (45)
- Investor story (7)
- ird (1)
- Jeff Bezos (1)
- khh (2)
- kiwibuild (1)
- Kris Pedersen Mortgages and Insurance (10)
- landlord (88)
- Landlording (60)
- legal (5)
- legal cost (1)
- letting (1)
- letting fee (2)
- Level 4 (2)
- LIM (2)
- lvr (7)
- maintenance (2)
- management (15)
- market (5)
- market rent (3)
- Market report (2)
- meth (5)
- meth contamination (7)
- mindset (1)
- minor dwelling (3)
- mortgage (6)
- Must know (43)
- Must knows (33)
- negotiation (2)
- nzpif (6)
- ocr (5)
- off the plan (1)
- opes partners (1)
- p lab (8)
- parry v inglis (2)
- partners (1)
- personal growth (4)
- positive cash flow (1)
- principal and interest (1)
- privacy (5)
- productivity (1)
- property (20)
- Property (Relationships) Act (1)
- property apprentice (1)
- property cycle (2)
- property maintenance (7)
- property management (22)
- property value (13)
- Q&A (73)
- Question and answer (70)
- quiet enjoyment (1)
- RBNZ (1)
- re agent (1)
- recycling equity (1)
- relationship (2)
- renovation (7)
- rent (8)
- rent arrears (6)
- rent increase (1)
- rental market (4)
- rental wof (1)
- reserve bank (11)
- retaliatory notice (1)
- return (3)
- ring-fencing (7)
- robert kiyosaki (1)
- rta (49)
- rta reform (2)
- RTAA 2019 (6)
- rtaa2020 (4)
- sale and purchas (1)
- sale and purchase (2)
- scotney williams (7)
- shortland chartered accountants (1)
- short-term rental (1)
- shower dome (1)
- skill shortage (1)
- smoke alarm (1)
- speculator (3)
- Sponsored post (14)
- Standards New Zealand (2)
- structure (1)
- subdivision (2)
- sublease (1)
- tax (12)
- TCIT (2)
- television (1)
- tenancy issues (83)
- tenancy services (7)
- tenancy tribunal (37)
- tenant (56)
- termination (8)
- trademe (1)
- trespass (1)
- Tribunal case study (9)
- trust (2)
- twg report (1)
- unitary plan (1)
- ventilation (2)
- warm up new zealand (1)
- warren buffett (3)
- water bill (6)
- watercare (7)
- wealth creation (2)
- will (1)
- wins (1)
- winz (1)
- worksafe (1)
- yield (1)