15-Jan-2019
APIA Blog
RSS Feed
15-Oct-2018
Ryan Smuts: What to expect when you use a mortgage broker?
How do you know a broker is going to give you the best advice, and why is it worthwhile going down this path as opposed to going to your own bank? Well, this is a timely topic and definitely is a valid question. Typically the barriers to entry in our market are relatively low, and in terms of qualifications, not too much has to be done to be giving advice in the mortgage in... read more
23-Jun-2018
Ryan Smuts: Buying off the plan
Buying off the plan can be an exciting proposal, it has many benefits which can be capitalised on if purchasing correctly and with enough due diligence put into practice, however, every rose has its thorns, and it is important to be aware of the risks that can be associated to this method of purchasing property. Risks The cautious buyer will understand first, the... read more
31-May-2018
Ryan Smuts: How to Invest your money when you are not a high income earner
I was always taught in relation to saving and investing that it is not the amount that counts, it’s where you put it – it’s allocation. Time is an investor’s best friend, and understanding the power of compounding interest, and other minor tricks can be the difference in turning a little into a lot. The median wage in NZ when annualized ends up being about $49,900, ... read more
08-Feb-2018
Ryan Smuts: How to survive a market downturn
The key to surviving in a downward market is having a strategy and set of buying rules that you commit to regardless of circumstance. In this, and in any market, the team you have around you will be the key to your success. A good mortgage broker, solicitor, building inspector, insurance broker, real estate agent and property manager will give you the information and professional supp... read more
10-Oct-2017
Financial risks when you buy off-the-plan
Over the course of the last few years, investors had made a lot of money buying properties off-the-plan. The overall idea is simple enough: an off-the-plan buyer can enjoy capital gains before having to service any interest costs. That was particularly the case in Auckland where settlements often got pushed out by lengthy council delays without any increase in purchase prices... read more
08-Jun-2017
Peter Lewis: DTI is but a band-aid solution to the bigger housing crisis
Reserve bank Governor Graham Wheeler has been working for some time to reduce the risk that he sees in the New Zealand banking system, mainly centred on house price inflation and low dairy product returns. Now that the milk market has turned up again, property prices and the related mortgage lending seem to be his main target. He has already attempted to restrain the demand for h... read more
13-Jan-2017
Get ready for interest rate hikes
With interest rates having remained suppressed for as long as they have, chances are many investors are not entirely prepared for the coming rate rises. And rise they will. There is nothing sinister or extraordinary happening. The same economic entropy that has been pushing the rates down for so long is also responsible for nudging them upwards in recent months. And it is ha... read more
04-Apr-2016
5 minutes with Lucia Xiao (Ambler)
Back in 2014 we received a call from Lucia Xiao (Ambler) enquiring about memberships. It started typically enough, how much is subscription, what are the benefits, where are the meetings held? Very quickly the conversation took a turn and the questions became very specific - what are the purposes of these meetings, who speaks at these events, what does APIA actually do? We didn't k... read more
22-Mar-2016
5 minutes with Lisa Dudson
Since making her investment debut 16, Lisa Dudson has been a busy lady. These days Lisa is being celebrated in the business community as a prolific investor, author, entrepreneur and seminar speaker. Over the years Lisa has played a pivotal part in helping ordinary people achieve extraordinary financial success by helping them identify their financial and investment needs in ... read moreRecent Posts
- Hardwired smoke alarms at rental properties
- Extending fix-term tenancies
- Peter Lewis: Selecting a new tenant
- Template certificate for rental insulation
- Is a shower dome HHS friendly?
- HHS Compliance #2: Insulation requirements at a glance
- HHS heating standards for tenants on Globug
- HHS Compliance #1: Heating requirements at a glance
- Peter Lewis: On the shortage of residential rentals
- Unconventional ways to increase rent
Tags
scotney williams Investor story debt enforcement water bill nzpif cgt personal growth rta reform investor mortgage property letting heating sale and purchas advice landlord watercare off the plan house prices ocr letting fee ventilation relationship Editor's Choice negotiation data security initio return buying CCC short-term rental government warren buffett asbestos parry v inglis property management Kris Pedersen Mortgages and Insurance trust income bond p lab Sponsored post Standards New Zealand anz investment strategy extractor fan tenancy issues Holler building smoke alarm speculator interest only Guest blog insurance auckland council tax development HHS DTI election 2017 lvr Property (Relationships) Act Jeff Bezos wins cash-flow ask an expert TCIT partners HSWA rent arrears sublease ird robert kiyosaki buying rules Tribunal case study trademe warm up new zealand rental wof housing bubble market housing affordability How to buyer's agent education skill shortage meth contamination tenant rental market clnz rta airbnb interest rates financial advisers act management cat winz maintenance damage gluckman report ring-fencing capital gain beginner investor Question and answer Q&A Must know tenancy services rent Landlording LIM finance holiday house business television positive cash flow unitary plan property value legal market rent insulation inspection wealth creation banking shower dome heater worksafe trespass principal and interest sale and purchase equity HHGA rent increase minor dwelling renovation twg report reserve bank fixed-term tenancy subdivision structure privacy bond form CoreLogic property maintenance bad tenant boarding house first home buying productivity auckland Investment tip property cycle tenancy tribunal Must knows Market report
- advice (11)
- airbnb (4)
- anz (4)
- asbestos (2)
- ask an expert (11)
- auckland (10)
- auckland council (6)
- bad tenant (2)
- banking (3)
- beginner investor (4)
- boarding house (1)
- bond (2)
- bond form (1)
- building (5)
- business (1)
- buyer's agent (1)
- buying (1)
- buying rules (1)
- capital gain (3)
- cash-flow (3)
- cat (1)
- CCC (2)
- cgt (2)
- clnz (1)
- CoreLogic (1)
- damage (1)
- data security (1)
- debt enforcement (2)
- development (2)
- DTI (2)
- Editor's Choice (18)
- education (2)
- election 2017 (1)
- equity (1)
- extractor fan (1)
- finance (20)
- financial advisers act (1)
- first home buying (7)
- fixed-term tenancy (1)
- gluckman report (1)
- government (10)
- Guest blog (12)
- heater (2)
- heating (6)
- HHGA (6)
- HHS (6)
- holiday house (1)
- Holler (8)
- house prices (7)
- housing affordability (11)
- housing bubble (7)
- How to (35)
- HSWA (5)
- income (2)
- initio (1)
- inspection (1)
- insulation (11)
- insurance (5)
- interest only (1)
- interest rates (6)
- investment strategy (19)
- Investment tip (16)
- investor (32)
- Investor story (6)
- ird (1)
- Jeff Bezos (1)
- Kris Pedersen Mortgages and Insurance (4)
- landlord (52)
- Landlording (35)
- legal (5)
- letting (1)
- letting fee (2)
- LIM (2)
- lvr (5)
- maintenance (2)
- management (14)
- market (3)
- market rent (3)
- Market report (2)
- meth contamination (3)
- minor dwelling (2)
- mortgage (5)
- Must know (30)
- Must knows (20)
- negotiation (2)
- nzpif (6)
- ocr (2)
- off the plan (1)
- p lab (8)
- parry v inglis (2)
- partners (1)
- personal growth (4)
- positive cash flow (1)
- principal and interest (1)
- privacy (2)
- productivity (1)
- property (17)
- Property (Relationships) Act (1)
- property cycle (2)
- property maintenance (6)
- property management (20)
- property value (10)
- Q&A (49)
- Question and answer (46)
- relationship (2)
- renovation (3)
- rent (5)
- rent arrears (4)
- rent increase (1)
- rental market (4)
- rental wof (1)
- reserve bank (10)
- return (3)
- ring-fencing (6)
- robert kiyosaki (1)
- rta (24)
- rta reform (1)
- sale and purchas (1)
- sale and purchase (1)
- scotney williams (7)
- short-term rental (1)
- shower dome (1)
- skill shortage (1)
- smoke alarm (1)
- speculator (3)
- Sponsored post (6)
- Standards New Zealand (1)
- structure (1)
- subdivision (1)
- sublease (1)
- tax (10)
- TCIT (2)
- television (1)
- tenancy issues (64)
- tenancy services (5)
- tenancy tribunal (24)
- tenant (46)
- trademe (1)
- trespass (1)
- Tribunal case study (2)
- trust (1)
- twg report (1)
- unitary plan (1)
- ventilation (1)
- warm up new zealand (1)
- warren buffett (3)
- water bill (5)
- watercare (7)
- wealth creation (2)
- wins (1)
- winz (1)
- worksafe (1)
