15-Oct-2018
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23-Jun-2018
Ryan Smuts: Buying off the plan
Buying off the plan can be an exciting proposal, it has many benefits which can be capitalised on if purchasing correctly and with enough due diligence put into practice, however, every rose has its thorns, and it is important to be aware of the risks that can be associated to this method of purchasing property. Risks The cautious buyer will understand first, the... read more
31-May-2018
Ryan Smuts: How to Invest your money when you are not a high income earner
I was always taught in relation to saving and investing that it is not the amount that counts, it’s where you put it – it’s allocation. Time is an investor’s best friend, and understanding the power of compounding interest, and other minor tricks can be the difference in turning a little into a lot. The median wage in NZ when annualized ends up being about $49,900, ... read more
08-Feb-2018
Ryan Smuts: How to survive a market downturn
The key to surviving in a downward market is having a strategy and set of buying rules that you commit to regardless of circumstance. In this, and in any market, the team you have around you will be the key to your success. A good mortgage broker, solicitor, building inspector, insurance broker, real estate agent and property manager will give you the information and professional supp... read more
10-Oct-2017
Financial risks when you buy off-the-plan
Over the course of the last few years, investors had made a lot of money buying properties off-the-plan. The overall idea is simple enough: an off-the-plan buyer can enjoy capital gains before having to service any interest costs. That was particularly the case in Auckland where settlements often got pushed out by lengthy council delays without any increase in purchase prices... read more
08-Jun-2017
Peter Lewis: DTI is but a band-aid solution to the bigger housing crisis
Reserve bank Governor Graham Wheeler has been working for some time to reduce the risk that he sees in the New Zealand banking system, mainly centred on house price inflation and low dairy product returns. Now that the milk market has turned up again, property prices and the related mortgage lending seem to be his main target. He has already attempted to restrain the demand for h... read more
13-Jan-2017
Get ready for interest rate hikes
With interest rates having remained suppressed for as long as they have, chances are many investors are not entirely prepared for the coming rate rises. And rise they will. There is nothing sinister or extraordinary happening. The same economic entropy that has been pushing the rates down for so long is also responsible for nudging them upwards in recent months. And it is ha... read more
04-Apr-2016
5 minutes with Lucia Xiao (Ambler)
Back in 2014 we received a call from Lucia Xiao (Ambler) enquiring about memberships. It started typically enough, how much is subscription, what are the benefits, where are the meetings held? Very quickly the conversation took a turn and the questions became very specific - what are the purposes of these meetings, who speaks at these events, what does APIA actually do? We didn't k... read more
22-Mar-2016
5 minutes with Lisa Dudson
Since making her investment debut 16, Lisa Dudson has been a busy lady. These days Lisa is being celebrated in the business community as a prolific investor, author, entrepreneur and seminar speaker. Over the years Lisa has played a pivotal part in helping ordinary people achieve extraordinary financial success by helping them identify their financial and investment needs in ... read more
18-May-2015
Monday catch up: 2 things we are keeping an eye on this week
Yes, you read that right. Two things only this week. Lets be honest, two major changes to investors' cash-flow are going to be enough to drown out most other headlines for weeks to come! 1. From October onwards if you want to buy an Auckland investment property, you will need to come up with 30% deposit says the Reserve Bank. Straight off the bat the bank bosses are showing the new rule no ... read moreRecent Posts
- Peter Lewis: Is residential landlording a business?
- Have your say about these new tenancy forms
- Peter Lewis: What landlords need to know about meth contamination
- Ryan Smuts: What to expect when you use a mortgage broker?
- The thing about "no-cause" termination ...
- A landlord's guide to making RTA reform and HHGA submissions (updated)
- Peter Lewis: Important information for all landlords
- Suze Ferry: Common reasons why rental insurance claims get rejected
- Suzanne Colson: Short-term tenants and insurance
- A broken heater lead to a $2250 fine
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