12-Dec-2018
APIA Blog
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Conveyancing Q&A - Long settlements
In this week's Conveyancing Q&A, Hilary Jenkins covers issues relating to long settlements. I am negotiating on a property where the vendor is asking for a long settlement (12 months) for selling at below market value. I don’t mind the long settlement but anything can happen in the next 12 months that can significantly change the deal for me. What are some of... read more18-Aug-2016
Conveyancing Q&A - Vendor demands more money before settlement
In this week's Conveyancing Q&A, Hilary Jenkins talks about property sharing agreements. I am about to settle on a house. The agreement is now unconditional. The vendor is leaving the country immediately after settlement and has now told my solicitor that unless I pay an extra $7,000 to purchase all the chattels off her she will instruct her solicitor not to settle. D... read more29-Feb-2016
Conveyancing Q&A - No code of compliance
In this week's Conveyancing Q&A, Hilary Jenkins covers what it means when there is no code of compliance. I have signed a conditional sale and purchase agreement upon satisfaction of LIM. The LIM report shows that there is no code of compliance for an extension. Should I still go through with the sale? What does it mean for me to own a property with no CCC? It is not alw... read more25-Nov-2015
Simple steps to successful real estate investment in New Zealand
Rahul and Alika Rai moved to New Zealand in 1990 with little experience in property investment and a dream of early financial freedom. Fast forward 25 years later, the Rais are proud owners of a robust portfolio that spans over four countries making them the masters of their own destiny. Having experienced first-hand how enriching property investment can be for the ordinary peo... read more18-Nov-2014
Forget about nightmare tenants, what about nightmare neighbours?
It is one thing to deal with nightmare tenants but what about nightmare tenants who are not yours? So often at APIA we get asked by frustrated landlords and tenants what can be done to renting neighbours who are causing significant nuisance in the neighbourhood. This week we put the question to Scotney Williams for his views: A neighbouring tenant is causing some distress to my own tenants... read more31-Oct-2014
New bylaw may mean more than just removing the fireplace
News of the Auckland Council's proposed air quality bylaw has understandably unsettled landlords who own properties that are heated by indoor wood/coal burners. This week's Ask An Expert feature explores the possible legal implications this bylaw has within the framework of the Residential Tenancies Act: Regarding the proposed bylaw to phase out pre-2005 indoor open fire burners, if it is p... read more26-Sep-2014
Hot or not? How seriously should you be following 'property hotspots'?
In this week's Ask An Expert feature, David Whitburn tackles the myth of property hotspots and breaks it down once and for all for investors. What are your thoughts on property hotspots? A lot of times I find people asking at APIA meetings Where is the next Auckland hotspot? But what if somewhere that was flagged, quite legitimately at first, as giving investors good capital growth and yiel... read more18-Feb-2013
Ask An Expert: 2 Properties On 1 Mortgage
Jesse asks the APIA Expert Panel: Can I buy two properties on the one mortgage? Lena Li, ANZ Mobile Mortage Manager, Answers Generally speaking, we lend base on an acceptable lending ratio and the type of security we hold. The lower your existing lending ratio the more chance you can top up on an existing security to buy the second property. Furthermore, we do not necessarily have... read more05-Feb-2013
Ask An Expert: P&I or Interest Only?
Paula asks the APIA Expert Panel: Why do some people choose loan repayments at principal and interest or interest only? How do they decide which is better for that property? Lena Li, ANZ Mobile Mortgage Manager, Answers Paula, when you take out a Home Loan, you have two repayment choices: principal and interest (table) or interest only. Principal and Interest (Table) Table rep... read moreRecent Posts
- Maximum occupancy - don’t sit on your rights
- Landlords would do well not to underestimate the RTA
- Bond - it is the tenant’s money
- Personal properties vs chattels
- Ending a fixed-term tenancy to sell
- Landlord held not liable for co-tenants' pets
- How much to increase rent by in response to RTAA 2020
- What's my HHS compliance date?
- Hard for you but su*ks for me
- Cause and consequence are two different things
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