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APIA Blog
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Ask An Expert: 2 Properties On 1 Mortgage
Jesse asks the APIA Expert Panel: Can I buy two properties on the one mortgage? Lena Li, ANZ Mobile Mortage Manager, Answers Generally speaking, we lend base on an acceptable lending ratio and the type of security we hold. The lower your existing lending ratio the more chance you can top up on an existing security to buy the second property. Furthermore, we do not necessarily have... read more05-Feb-2013
Ask An Expert: P&I or Interest Only?
Paula asks the APIA Expert Panel: Why do some people choose loan repayments at principal and interest or interest only? How do they decide which is better for that property? Lena Li, ANZ Mobile Mortgage Manager, Answers Paula, when you take out a Home Loan, you have two repayment choices: principal and interest (table) or interest only. Principal and Interest (Table) Table rep... read more01-Feb-2013
Deal Or No Deal?
A week ago we posted a Deal Or No Deal pop quiz on our Facebook page. Auckland CBD freehold apartment selling at $300,000 with an assessed market rent of $400 p.w. Body corp fee of $2,800 p.a. and rates of 850 p.a. Assume 2 weeks vacancy which is when you will be carrying out major repairs and maintenance (budgeted at $800 p.a.). Fully financed at today's ANZ New Zealand float... read moreRecent Posts
- Maximum occupancy - don’t sit on your rights
- Landlords would do well not to underestimate the RTA
- Bond - it is the tenant’s money
- Personal properties vs chattels
- Ending a fixed-term tenancy to sell
- Landlord held not liable for co-tenants' pets
- How much to increase rent by in response to RTAA 2020
- What's my HHS compliance date?
- Hard for you but su*ks for me
- Cause and consequence are two different things
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