30-Mar-2020
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27-Mar-2020
Covid-19: Mortgage holidays
A what-do-we-know-what-don't-we-know about mortgage holidays so far: Debt-deferral, not debt-forgiveness: Interest will continue to accrue for the duration of the 'holiday'; More information to come: Most banks have signaled that more information/firmed up packages will be announced the week of 30th March; Packages designed more for owner-occupiers rather than investors: Inves... read more
25-Mar-2020
Level 4: Socialise reliefs, privatise solutions
Jeff Bezos said earlier this week that there is 'no instruction manual for how to feel at a time like this' and he is exactly right. There is still a lot to learn and unpack about Covid-19, Level 4 and what all of this means to each and every single one of us. So, for the time being, give yourself a pass to feel what you feel. We are not here to tell you what is normal. What we are he... read more
24-Mar-2020
Ryan Smuts: I’ve just changed jobs, what does my lender need to know?
A little note from us: Though the effects of Covid-19 are being felt acutely across the board at the time of this article being published. We feel that it is important to, as much as possible, keep with our original content schedule to maintain normalcy and provide a balanced range of information to help our readers make better decisions long term. This article was produced before current e... read more
19-Mar-2020
Covid-19: Temporary rent reduction
Strange times have the tendency of throwing up unexpected challenges and these are certainly strange times. We are only starting to feel the effects of the coronavirus pandemic. As to how the next few weeks or even months will unfold, it is simply too early to tell. For the time being, we encourage landlords to take stock in order to have a good understanding of your various rental inco... read more
17-Mar-2020
Say NO! to 218-1
218-1 The Residential Tenancies Amendment Bill proposes to introduce sweeping changes that will, in our view, significantly impact the business of landlording. In fact, according to the REINZ, 82% of New Zealanders oppose the Bill's signature proposal to abolish the landlord's ability to terminate a tenancy with a 90-day notice. The public has until 25th of March 2020 to submit again... read more
13-Mar-2020
Associated person - there is no there there
Some concerns have been raised about the application of the associated person rule (APR) vis-à-vis 218-1’s infringement offence regime. More specifically, how the rule interacts with the two-tiered penalty system that fines landlords with 6 or more tenancies twice the amount of what it would a landlord with 5 or less. We are aware of some interpretations out there suggesting that... read more
11-Mar-2020
PSA: 218-1 is a bad bill!
The verdicts are in. 218-1 The Residential Tenancies Amendment Bill a bad piece of legislation and it is in dire need of being saved if it ever stands a chance at doing any good. The brief, the government intends for 218-1 to achieve the following objectives: Improve security of tenure; Empower tenants within their rented homes, the rental market and the rental system; and ... read more
10-Mar-2020
Debbie Roberts: The #1 question I get asked by coaching clients
There are a lot of questions that we get asked on a regular basis, but one of the most common ones is “What sort of property is the best investment, and where is the best place to invest?” Ok, I know that’s cheating because it’s really two questions, but let’s roll with it. The answer is: That depends. There is no such thing as a one-size-fits-all investment property.... read more
10-Mar-2020
Fact-checking 218-1
Every since 218-1 The Residential Tenancies Amendment Bill was released, there have been several statements made in an effort to summarise the effects of the Bill. Some statements are true, some are too broad-brush and should be qualified while others are entirely false. We've put together this quick fact-checker to held landlords understand 218-1 better: On the effects of the Bill ... read moreRecent Posts
- Ending a fixed-term tenancy to sell
- Landlord held not liable for co-tenants' pets
- How much to increase rent by in response to RTAA 2020
- What's my HHS compliance date?
- Hard for you but su*ks for me
- Cause and consequence are two different things
- Brightline application for 'private transfer' of inherited properties
- Rent increase after substantial work: not a case of $1-in-$1-out
- Kelvin Davidson: It’s been an unprecedented year – the swings and roundabouts of 2020
- Ryan Smuts: Can you still get a mortgage after filing for bankruptcy?
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