*Members Only* APIA Webinar - How to tinker with your loan term to increase your net worth


Date: 29-Jan-2020

Capacity: 100 (19% booked) 

30-minute web session streaming from 12 pm 

Post-stream replay available

Webinar presentation by Ryan Smuts and Kris Pedersen, Kris Pedersen Mortgages & Insurance 


There is no doubt that property investors understand the nuance of debt. After all, investors are building wealth and creating an income stream by leveraging someone else's money. Alas, as with most things in life, too much of a good thing (mortgage) can be bad for you. 

Think of it this way: you are working towards a day when you have built up a solid level of net worth as well as a robust income stream. Ideally, you want that day to come sooner rather than later. Mindlessly piling up the debt just so you can acquire another property at a slight weekly cash profit may not be the quickest way to get to where you ultimately want to be. 

In light of current financing condition, investors' attitude towards the length and structures of mortgages warrant a re-examination. Dial into this web session to hear Kris Pedersen and Ryan Smuts unpack this topic further. 

Talking points
  • The tug-o-war between net worth and cash flow from a financing point of view; 
  • The benefits and drawbacks of prolonging the terms of your loans (including side by side comparison of different case studies); 
  • What types of property should you be incentivised to pay off sooner than the others; 
  • How do you find the balance between weekly cash-flow, loan term and achieving your investment goals. 

This session will be jointly presented by Kris Pedersen and Ryan Smuts of Kris Pedersen Mortgages & Insurance. Both are experienced brokers, financial strategists as well as property investors in their own right. 

Webinar link

Access link to this webinar will be emailed to you immediately following your registration. If you do not receive the link please check your spam folder in the first instance before emailing us at admin@apia.org.nz

No items found.

APIA Keynote Registration

Free for members and $75 for non-members

Payment is accepted by credit card.

Please ensure you return to the APIA website to complete the booking after payment is made.

Only ONE booking is allowed per email address.


  • Members should login before booking
  • Guests can enter a voucher code


• Required

Introducing Our Partners
Principal Sponsor - Kris Pedersen Mortgages & Insurance logo Gold Sponsor - Barfoot & Thompson logo Gold Sponsor - CoreLogic logo Property Apprentice logo Keith Hay Homes logo The Insulation Warehouse logo The Renovation Team logo The New Zealand Property Investors' Federation logo
09 360 2376

The Tenancy Practice Service and TPS Credit Control work closely with the Auckland Property Investors' Association. Our vision of bringing helpful resources, documents and high quality services to Auckland Property Investors and Property Managers is shared by APIA, so its a partnership that works well. 

The Auckland Property Investors' Association is a great organisation for those who want access to advice and information from a range of industry experts and partners. 

Mathieu Holt- Managing Director, The Tenancy Practice Service & TPS Credit Control
Through the Association I found the channels and methods to fund the purchase of property I never dreamed about. Grant Brown

All round it has been one of those things Neil and I felt was really worthwhile belonging to. We have learned so much it has just built our confidence in what we are doing.

Janice Bieleski
I read two articles in the monthly magazine that saved me over $5,000. That is my membership fee for the next 26 years and I am sure I will learn a whole lot more! John Duncan
Fantastic organisation. The networking opportunities are brilliant and provide us with information and opportunities that cannot be obtained anywhere else. We learn something new at every meeting and we've been in this game for nearly 20 years. Pauline and Gyanen Kumar

I find the information obtained from various APIA meetings very useful in guiding my own property investment and rental management.  I also enjoy the networking opportunities with like-minded investors.  I am inspired by other investors’ success and find the more experiences and knowledge that I share with others, the more confident I become.  

Thanks to all APIA event organizers and administrators for your brilliant work. 

Stella Shao

I like talking to people and learning from their experience because it gives me the confidence to invest well. I think it is a knowledge thing. I now know I am doing things the right way.

Stephen Weatherall

My APIA membership has become a total success.

Every time I attend a monthly or regional meeting I come away with so many useful and positive tips that have added value to my property investments and management.

Not only that, the website is a great place for practical advice and useful information. It has now evolved into an important resource for my business.

Talk about value for money! The discounts I have been getting at Bunnings when I present my APIA membership card have more than paid for my annual subscription!

Tim Duffett, Plan A Investments Limited